Anesthesiologist Disability Insurance

If you’re working in this branch of the medical field it is very important to have a disability policy with an own occupation rider and residual benefits. Knowing that a large part of an anesthesiologist’s income is from epidurals, if something were to happen an you could no longer perform them you would then need disability insurance with the own-occupation rider.

• If you’re an anesthesiologist and you can’t perform an epidural, then you will be out of income
• Make sure that epidurals are considered in the own-occupation definition of the policy you choose
• Disability insurance from Berkshire or Guardian does an excellent job of protecting you, and more importantly your income

As an anesthesiologist, you probably make between $300,000 and $400,000 per year. You probably have large monthly expenses as well, such as school loans, large mortgages, and perhaps private school tuition for your children. Insuring your income is really just part of a sound financial plan.

Back injuries, cancer, heart disease and other illnesses cause the majority of long-term disability. In fact, if you’re around the age of 40, your chances of experiencing a disability prior to age 65 which lasts three months or greater are 21% or approximately 1 in 5.

Let us help you find disability information, coverage and rates that fit into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.