Ophthalmologist Disability Insurance Rates

Ophthalmologists, should protect themselves with a disability insurance policy that contains medical specialty language pertaining to their profession.

• Perhaps the best feature offered by any disability insurance company is the graded lifetime extension benefit period
• Berkshire offers this benefit to ophthalmologists
• Guardian in one of only two carriers in today’s insurance market that has medical specialty language built into their definition of total disability

If you’re an Ophthalmologist, you probably make between $200,000 and $300,000 per year or more. Your monthly expenses may be quite large as well, with medical school loans, a home mortgage, malpractice insurance, and perhaps even private school tuition for your kids being your largest expenses. Insuring your current income in the event of a disability is an important part of solid financial planning.

Back injuries, arthritis, cancer, heart disease and other illnesses cause the majority of long-term disability. In fact, if you’re around the age of 40, your chances of experiencing a disability before the age of 65, which lasts three months or longer, are 21% or approximately 1 in 5.

Let us help you find disability information, coverage and rates that fit into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.