Radiologist Disability Insurance Rates

Diagnostic and invasive radiologists have different specialties and therefore different needs. We’ll work with you to determine the best policy for your particular situation.

• Not all radiologists have the same disability insurance needs
• Own-occupation with medical specialty language may be the best type of policy for radiologists

If you are a Diagnostic Radiologist, you probably make between $250,000 and $350,000 per year or more. Your monthly expenses are probably quite large as well, with medical school loans, malpractice insurance, and a home mortgage being the largest expenses. Insuring your income in the event of a temporary disability is a key part of sound financial planning.

Each policies “Issue and Participation Limit” determines the amount of benefit you’ll be paid if you become disabled. Disability benefits will typically protect 60 to 70 percent of your income. Most disability insurance companies issue benefits to a maximum of $15,000/month.

There are solutions available to increase these amounts and we can obtain insurance for highly compensated individuals for up to 75% of compensation with no monthly limit.

Accidents are not the leading cause of disability insurance claims. Medical conditions like arthritis, back injuries, cancer, and heart disease cause most of the long-term disability claims.

Let us help you find disability insurance coverage that fits into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote and get answers to your questions.