Urologist Disability Insurance

Urologist tend to have a high level of income that requires a more comprehensive level of disability insurance coverage.

• We can help you protect your urology practice as well as your income should you become disabled
• You’ll learn about all of the insurance options available to protect your income now and in the future

As a Urologist, you probably make between $250,000 to $350,000 per year or more. You may have large monthly expenses as well, such as malpractice insurance, med school loans, a home mortgage, and perhaps private school tuition for your children. Insuring your income in the event of a short or long term disability is a key part of a sound financial plan.

Disability benefit levels are determined by “Issue and Participation Limits”. Your benefits will typically protect 60 to 70 percent of your income and most disability insurance companies cap the benefits at $15,000/month.

Solutions are available to increase these limits and we can obtain insurance for highly compensated individuals for up to 75% of compensation with no monthly limit.

Contrary to what many believe, accidents are not the leading cause of disability insurance claims. Back injuries, cancer, and heart disease cause the majority of long-term disability. In fact, almost one-third of Americans entering the work force today will experience a disability before they retire.

Let us help you find disability information, coverage and rates that fit into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.