Ophthalmologists, may want to protect themselves with a disability insurance policy that contains medical specialty language pertaining to their profession. Several different definitions of own occupation and residual benefits exist. Contact our office and ask us to explain your different options.

  • Disability insurance policies from several insurance companies do an excellent job of protecting you, and more importantly your income
  • Several top insurance companies offer disability insurance policies to ophthalmologists
  • As an ophthalmologist would you be able to pay your bills in the even of a disability?

If you’re an Ophthalmologist, you probably make between $200,000 and $300,000 per year or more. Your monthly expenses may be quite large as well, with medical school loans, a home mortgage, malpractice insurance, and perhaps even private school tuition for your kids being your largest expenses. Insuring your current income in the event of a disability is an important part of solid financial planning.

Back injuries, arthritis, cancer, heart disease and other illnesses cause the majority of long-term disability. In fact, if you’re around the age of 40, your chances of experiencing a disability before the age of 65, which lasts three months or longer, are 21% or approximately 1 in 5.

Let us help you find disability information, coverage and rates that fit into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.

 

 

Written 03/12/2017