Working as an orthodontist can be incredibly rewarding, both personally and professionally. However, if your income goes to support the success of your office, you need to consider the benefits offered by orthodontist disability insurance, and you should also consider the need for a business overhead expense policy in addition to personal disability protection.

As an orthodontist, you likely earn between $110,000 and $200,000 per year. That money helps ensure that your office runs smoothly, and that your family enjoys the quality of life they’re accustomed to. The problem is that even a short period of time in which you’re unable to work can wreak havoc here. You need your income to make sure that you can pay for your children’s education, for your home, for your automobiles, and more. If you’re unable to work, you cannot meet those financial obligations.

How Orthodontist Disability Insurance Protects You

With orthodontist disability insurance, you gain peace of mind in knowing that you’re protected. If you’re injured or ill and unable to work, this insurance will provide payments based on your monthly income after you have met the provisions of your policy. That money can be used for anything you need, whether it’s paying your medical practice staff or paying your home’s mortgage.

Do you really have that great a chance of being disabled and unable to work? Yes, you do. Even if you have no other mitigating risks, there’s a one in five chance that you will experience at least one three-week-long disability by the time you turn 65 if you’re near the age of 40 right now. Add in lifestyle factors, heredity, and chance, and you begin to see just how great your chance of experiencing a disability really is.

We help high-income medical professionals like you understand their options when it comes to insurers and insurance policies. We’ll help you compare disability insurance quotes, coverage areas and amounts, and insurers to find the perfect match for your needs.

If you’re ready to get started, call us today at 1-877-221-6198 or use the form on this page.