You probably know more than anyone else, that disabilities are more often caused by disease than by accidents.
- You also know that a disease will hit anyone regardless of how much money they make, their profession, or even how healthy a life they lead.
- As a pathologist would you be able to meet your financial needs in the event of a disability?
- Having disability insurance gives you peace of mind knowing that your family’s financial needs will be met
As a Pathologist, you probably make between $200,000 and $300,000 per year or more. Your monthly expenses may be quite large as well, with medical school loans, a home mortgage, and perhaps even private school tuition for your kids being your largest expenses. Insuring your income in the event of a disability is an important part of good financial planning.
Typically, the insurance companies will allow you to buy a max monthly benefit up to 60 to 70 percent of your income. You do not have to purchase the max amount. You can evaluate a lower amount. Max monthly disability coverage will depend if you have any other long term disability insurance coverage in force. Every pathologist situation is different. Contact our office for specific disability quotes.
Policy options for pathologist are different by each insurance company.
Contrary to what most people think, medical conditions like arthritis, back injuries, cancer, and heart disease cause most of the long-term disability claims.
Let us help you find disability information, coverage and rates that fit into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.