You’ve been through extensive training to become a plastic surgeon and disability insurance can protect your income if you suffer a disease or injury. If you can no longer perform surgery as a result, a policy may pay you a total monthly benefit up to $15,000.┬áTypically, the insurance companies will allow you to buy a max monthly benefit up to 60 to 70 percent of your income. You do not have to purchase the max amount. You can evaluate a lower amount. Max monthly disability coverage will depend if you have any other long term disability insurance coverage in force. Every plastic surgeon’s situation is different. Contact our office for specific disability quotes.

  • We can provide you disability insurance quotes from the top providers and you can decide which option is best for you
  • Having disability insurance gives you peace of mind knowing that your family’s financial needs will be met

As a Plastic Surgeon, you probably make between $275,000 and $375,000 per year or more. Your monthly expenses are probably quite large as well, with medical school loans, a home mortgage, and malpractice insurance being your largest expenses. Insuring your income in the event of a long term disability is a key part of sound financial planning.

Contrary to what most people think, accidents are not the leading cause of disability insurance claims. Medical conditions like arthritis, back injuries, cancer, and heart disease cause most of the long-term disability claims.

Let us help you find disability information, coverage and rates that fit into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.

 

Written 03/12/2017