Diagnostic and invasive radiologists have different specialties and therefore different needs. We can provide you several radiologist disability insurance quotes to evlaute and you can then decide which option is best for you.
- Not all radiologists have the same disability insurance needs
- Own-occupation with medical specialty language may be the best type of policy for radiologists. Several different definitions of own occupation and residual benefits exist. Contact our office and ask us to explain your different options.
If you are a Diagnostic Radiologist, you probably make between $250,000 and $350,000 per year or more. Your monthly expenses are probably quite large as well, with medical school loans, malpractice insurance, and a home mortgage being the largest expenses. Insuring your income in the event of a temporary disability is a key part of sound financial planning.
Typically, the insurance companies will allow you to buy a max monthly benefit up to 60 to 70 percent of your income. You do not have to purchase the max amount. You can evaluate a lower amount. Max monthly disability coverage will depend if you have any other long term disability insurance coverage in force. Every radiologist situation is different. Contact our office for specific disability quotes.
Could you continue to pay your monthly expenses if your radiologist income ended?
Let us help you find disability insurance coverage that fits into your over-all financial plan. Give Jeff Pennington a call at 1-877-221-6198 or use the form on the right to request a quote and get answers to your questions.